WAI Financial Planning

Superannuation, self managed super funds, personal and family protection.

Financial Planning that makes a difference

At WAI Financial Planning, we pride ourselves on giving advice for the betterment of our clients. We are not only knowledgeable in the superannuation and SMSF space, we also ensure our clients have appropriate personal protection behind them, just in case anything unforeseen happens that could affect their finances and their family’s wellbeing.


Have you wondered how your Superannuation is performing? Or if it is the right fund for you and your Retirement Plans? Maybe you have multiple super funds and need help finding out which suits you the most? Or maybe you just want to understand how Super actually works? WAI Financial Planning can help with all of these, with an obligation-free initial meeting where we explain the Superannuation world and how it applies to you, assisting where we can through our Financial Planners and we can help point you in the right direction. The first meeting may even be complimentary.
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    Learn about Super

    Get insight into how your nest egg is actually invested, the risks and costs involved with investing, and how you can make sure your Super will be working the best it can for you.

  • 2

    Put a plan together

    Our Financial Planners will help you quantify your goals for Retirement and can put a plan together to pave a pathway to reach them, understanding the pros and cons of investing for the future in the Super environment.

  • 3

    Make sure you're on track

    Part of our ongoing services will include reviews to make sure the plan we put together initially is still right for you, make changes where necessary, while taking into account the legislative changes that occur each year which may apply to you.

Self Managed Super Fund (SMSF)

Have you wondered if a SMSF is right for you? There are many decisions to make as well as responsibilities to keep in mind, which is where the advice and guidance of WAI Group stands out from the crowd.
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    As your own personal superannuation fund, a SMSF gives you greater control over how your super is invested. It’s the type of control that allows you to make the key decisions regarding where your money is invested.

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    Flexibility and Choice

    A SMSF is a platform for you to construct your fund’s investment strategy, therefore enjoying wider investment options.
    The cost structures are different and you have to adhere to different rules and regulations that would apply to you, which involve increased responsibilities.

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    Potential for tax advantages

    Depending on your personal circumstances and your preferred investment strategy there are tax advantages to a SMSF. Funds can also be pooled, together with family or other fund members, creating potential cost savings for all.

Personal and Family Protection

Not only will we help assess your family’s needs if any of the below are required, we will also help find appropriate policies in the market to suit your current situation. More importantly, in the unfortunate event of you having to make a claim, we will go out of our way to help make sure the benefits are paid, as some of our clients can attest to in the testimonials at the bottom of this page.
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    Life Cover

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    TPD cover

    (total, and permanent disability)

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    Income Protection

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    Trauma Insurance

    (Heavy Illness cover)

  • 5

    Business insurance

    (Key Person, Business Expense cover)

Steve and I contacted WAI group in 2014 looking for Self Managed Superannuation Fund advice. The WAI Group team were extremely helpful, knowledgeable and efficient in the process. Nish, our adviser, assisted in putting in place a comprehensive protection package which helped us a lot.
6 months later, I was diagnosed with a serious illness that prevented me from working for over 2 years. The situation was stressful and highly emotional. With Nish’s help, we claimed on the insurance he put in place for us and, without any hassle, I was paid a monthly income to help with the family’s expenses and debt repayments. I was able to concentrate on getting better while I knew my finances were totally in order. I am so thankful for the advice WAI Group provided. It has given me total peace of mind.

Janet & Steven Webster


Terri and I first approached WAI Group in August 2015 to help with a setup of our SMSF and to review our insurances. Our Financial Adviser there assisted with the entire setup and helped a lot in getting together a comprehensive protection package, which we hoped we wouldn’t use for a long time as we were so young.
Just before my 37th birthday , I was diagnosed with a cancer that doesn’t run in my family. I was the only one working which meant our income would have stopped if it wasn’t for the insurance Nish put in place for us. With Nish’s help, we claimed on my policies and with little hassle. I was paid a lump sum to help clear my mortgage as well as a monthly income to help with the family’s expenses. I’m now back at work, but the time I took off to get better was made much easier and stress-free with the help I knew I had behind me.

James Thorley & Terri Klause

Darling Downs


Call us on 08 9267 3800, or register your interest below, and one of our licensed experts can explain how Superannuation, a SMSF or Insurance can affect your future, with a FREE consultation.

The financial planning services are provided by WAI Financial Planning Pty Ltd, ABN 90 603 664 820.

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